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Bankruptcy Attorney in Ringgold, Georgia

Get a New Start

Between the job market, poorly written contract terms, and hikes in rates, a little bit of debt can turn into a bottomless pit before you even realize it.

The economy is not a kind one, but a new start is waiting for you. The good news is that bankruptcy isn’t a state of financial failure like it was 15 years ago. Today, bankruptcy can help get your debt under control without losing all of your assets – isn’t that the most important thing for your future?

At Phillips Law Office, we work diligently to help you get the financial relief, peace of mind, and excitement for your future that we can. We have decades of experience and serve Ringgold and Catoosa County families through these hard moments of your life. Schedule a free consultation with us so that we can get started on relieving your present stress and planning for your future.

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Understanding Your Bankruptcy Options

Many people come to our office with important and scary questions. Some questions that you may have when considering bankruptcy include:

Will I lose my house?

How will this impact my credit score?

Are there any other options?

Will this finally stop the creditors' phone calls?

And more.

You don't have to answer these questions alone. As your legal team, we focus on helping you make the right choices. Your options are varied and can include:

  • Debt relief through Chapter 7: This is the most common form of bankruptcy. Your consumer debt such as credit card debt and other debts not backed by property may be eligible for cancelation. This will leave you with a clean slate to create a better financial future.

  • Debt restructuring through Chapter 13: Higher-income individuals may not qualify for traditional bankruptcy under Chapter 7 of the bankruptcy code. Chapter 13 bankruptcy instead will offer manageable ways to repay debt and maintain home and other properties.

Bankruptcy Law is not always the right option, but for many people who are facing overwhelming debt, it offers a fresh start and a chance to regain control over their finances.

Bankruptcy Lawyer in Ringgold, Georgia

Our office is glad to welcome you. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code, and we strive diligently to give you the focus that you deserve.  If you live in Ringgold, Georgia, or the surrounding areas, give us a call or schedule a free consultation so that we can begin working with you today.