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from our licensed and certified lawyer, proudly serving in the state and federal courts.


At William M. Phillips Law Office, we understand that people considering bankruptcy are having financial problems. This is why we offer a zero-down option. If you qualify, you make payments only after we file your case. Our goal is to stop garnishment and creditors from calling you immediately.


If declaring bankruptcy is a viable option for you, we provide payment options that can fit any budget, and many times, we can file your case with zero-down.

Zero-Down Bankrupcy!

Are you considering filing bankrupcy? Find out if it’s right for you and your family or give us a call today!


Contact William M. Phillips Law Office now to schedule your free consultation. We will walk you through solutions that will prevent creditors or wage garnishment from happening. As well as helping you understand that you are taking the smartest, most strategic path to help you recover and put your financial problems in the past.


Get relief from unsecured debt by filing Chapter 7. While the immediate future may be grim, the good news is that you can now get your life back on track for a more manageable future. Reaffirm on your secured debt so as to keep your property, such as your house or your car.

Estate Law

Let our experienced lawyers at William M. Phillips Attorney At Law help you plan for everything you can think of. Offering detailed and personalized service for power of attorneys, living wills, health directives, probate, and more, we’re the professionals you can trust.

Divorce & Family Law

When you and your spouse have come to the decision that divorce is the right thing for you, there’s no reason to extend the process. Get expert mediation service with William M. Phillips Attorney At Law.

Versatile legal representation you can trust for years to come

When it’s a matter of law, call 706-935-5660 to discuss your options with a FREE 15 minute consultation from William M. Phillips. We can explain your legal options, find a legal course of action that you feel best suits you, and take your case to court if necessary.

Let us be your legal voice.

From bankruptcy to wills to parking tickets, we can act in your best interests in open court, closed negotiations, or through mediation.

We Put The Law On Your Side

  • Bankruptcy – Chapter 7 filing for a fresh start if you are struggling with debt from credit cards, home mortgage payments, car loans, medical bills and other consumer goods.
  • Estate Law – Deeds, wills, probate, power of attorney, and living wills – make the tough decisions now so your loved ones won’t have to later.
  • Divorce And Family Law – Uncontested Divorce with child custody agreements, child support, and property and debt division – do what you’ve always done: put your family first.

If it’s serious enough to get lawyers involved, it’s serious enough to call William M. Phillips, Attorney At Law today at 706-935-5660 for your FREE 15 minute consultation.

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